COOKIE POLICY

OUR FIRM INFORMATION

By ‘We’ or ‘Us’, we mean ‘My Life Mortgages Limited’, Company Number 11491572. By “You” we mean the customer or individual who has accessed our service.

We are Registered in England and Wales. Registered Address: The Lakehouse Lakeside, Cheadle Royal Business Park, Cheadle, England, SK8 3AX. My Life Mortgages Limited is registered with the Information Commissioner’s Office, Registration Number: ZA458803.

OUR CONTACT INFORMATION

Should you wish to get in touch with us, you can do so using the contact information below:
– Email: info@mylifemortgage.com
– Mail: My Life Mortgages, The Lakehouse Lakeside, Cheadle Royal Business Park, Cheadle, England, SK8 3AX

WHAT ARE COOKIES

A cookie is a small text file that is downloaded onto ‘terminal equipment’ (e.g. a computer or smartphone) when the user accesses a website. It allows the website to recognise that user’s device and store some information about the user’s preferences or past actions.

Cookies have a very limited function and are by no means compiled and thus cannot execute functions or make copies of themselves. Cookies cannot browse or scan through your computer or device. Cookies cannot access your any information from you unless you have specifically chosen to do so. Cookies simply unlock a computer’s memory and allow a website to recognise users when they return to a site by opening doors to different content or services. It is technically impossible for cookies to read personal information.

ACCEPTING/REJECTION COOKIES

In most cases you can choose to accept or decline cookies. This can also be achieved within your browser settings. For more information please navigate to the base of this policy. However, in accordance with the law, some cookies can be stored if they are strictly necessary for the operation of the website. All other cookies must first obtain your express, affirmative consent.

DO WE USE COOKIES?

We use cookies and other similar technologies to ensure everyone who uses our website has the best possible experience and to ensure we are able to assess the efficiency and performance of our website.

Cookies will be stored on your computer or deviceonce you have entered our website and consented to the use of cookies. Some cookies are Strictly Necessary Cookies which do not require consent. Any other types of cookies will only be used if you provide consent

WHAT CATEGORIES OF COOKIES DO WE USE? SESSION COOKIES

SESSION COOKIES

his type of cookies allow websites to track visitors movement from page to page so you are not required to input the same information you may have provided previously when using the website. Session cookies

allows for quicker navigation of the website without having to authenticate or reprocess each new area visited. An example of a Session Cookie is apparent when saving ‘goods’ to an online shopping basket allowing you to navigate to other pages while retaining information on the goods already selected for the checkout function. We do not use session cookies.

PERSISTENT COOKIES

This type of cookies help websites to remember your information and settings when you revisit the website at a later date. This improves functionality and speed of use. Basic examples of ‘persistent cookies’ extend to authentication, language selection, menu preferences, internal site bookmarks and favourites amongst many others. We do use persistent cookies.

STRICTLY NECESSARY COOKIES

Strictly necessary cookies are classified as cookies that must be present for the website to provide the basic functions of the website. They are essential to be able to access features of the website and could include signing in, adding items to a cart, or e-billing. They are typically essential first-party session cookies, but not all first-party cookies are strictly necessary cookies. They allow for a user to navigate back and forth between pages without losing their previous actions from the same session. Strictly necessary cookies are the only cookies that all cookie laws allow to be exempt from requiring user consent since these cookies are necessary for the functionality of a website. Examples of strictly necessary cookies include those which save your shopping cart when online shopping or cookies that allow you to access secure areas of a website through logging in.

FIRST/THIRD PARTY COOKIES

Whether a cookie is a first party, or third-party cookie will depend upon the website/domain that places the cookie. First party cookies are set directly by the website the user is visiting. Third party cookies are set by a domain other than the one the user is visiting. This typically occurs where a website incorporates elements from other websites such as images, social media plugins or advertising. We do/do not use first party cookies. We do use third party cookies.

COOKIE TABLE

Cookie Expiry Purpose Session Persistant 1st Party 3rd Party
F24_autoID 10 years Temporary Identifier on a Local Machine No Yes No Yes
F24_personID 10 years Track behaviour and submissions No Yes No Yes

CONTROLLING THE USE OF COOKIES

For your convenience we have provided links to the cookie management pages for the most popular web browsers:
Chrome
Microsoft Edge
Firefox
Safari
Opera

MORE INFORMATION ABOUT COOKIES

For more information on how businesses use cookies and how to manage cookies you can visit the following third-party websites:
www.allaboutcookies.org
www.allaboutcookies.org/managecookies/index.html

UPDATES TO THE POLICY

Any change to our use of cookies will be updated within this policy. Any updates to the cookie(s) or similar technologies will also be updated within the Policy. Any updates to our exemption under consent will be updated within this Policy and the website to reflect any need to obtain consent to store cookies or similar technologies on your device.